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Bank Risk Management in Developing Economies

Bank Risk Management in Developing Economies
Addressing the Unique Challenges of Domestic Banks

by Leonard Onyiriuba

  • Publisher : Academic Press
  • Release : 2016-10-04
  • Pages : 668
  • ISBN : 0128093595
  • Language : En, Es, Fr & De
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Bank Risk Management in Developing Economies: Addressing the Unique Challenges of Domestic Banks provides an up-to-date resource on how domestically-based banks in emerging economies can provide financial services for all economic sectors while also contributing to national economic development policies. Because these types of bank are often exposed to risky sectors, they are usually set apart from foreign subsidiaries, and thus need risk models that foreign-based banks do not address. This book is the first to identify these needs, proposing solutions through the use of case studies and analyses that illustrate how developing economic banking crises are often rooted in managing composite risks. The book represents a departure from classical literature that focuses on assets, liabilities, and balance sheet management, by which developing economy banks, like their counterparts elsewhere, have not fared well. Contains fifty cases that reinforce risk management best practices Provides a consistent chapter format that includes abstract, keywords, learning focus, and outcomes Summaries, questions, and glossaries conclude each chapter

Risk Management in Developing Countries

Risk Management in Developing Countries
A Book

by Stijn Claessens

  • Publisher : World Bank Publications
  • Release : 1993-01-01
  • Pages : 77
  • ISBN : 9780821326688
  • Language : En, Es, Fr & De
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Modern risk management techniques can help countries avoid the financial risks that affect future cash flows and long-term plans. They provide a hedge against profit fluctuations caused by changes in interest rates, exchange rates, and commodity prices. This easy-to-use guide examines the risk management tools developing countries have used successfully, including futures, options, forward contracts, commodity swaps, commodity bonds, commodity linked loans, currency rate swaps, and interest rate swaps. An action plan explains how to use the techniques wisely to avoid costly mistakes. It also describes the economic management and financial regulations countries must have in place before adopting any risk management techniques.

Managing Disaster Risk in Emerging Economies

Managing Disaster Risk in Emerging Economies
A Book

by Alcira Kreimer,Margaret Arnold

  • Publisher : World Bank Publications
  • Release : 2000-01-01
  • Pages : 193
  • ISBN : 9780821347263
  • Language : En, Es, Fr & De
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In 1999 natural catastrophes and man-made disasters claimed more than 105,000 lives, 95 percent of them in the developing world, and caused economic losses of around US$100 billion. In 1998 the twin disasters of the Yangtze and Hurrican Mitch accounted for two-thirds of the US$65 billion loss. The geographical areas affected may vary, but one constant is that the per capita burden of catastrophic losses is dramatically higher in developing countries. To respond to an increased demand to assist disaster rcovery programmes, the World Bank set up the Disaster Management Facility in 1998, to help provide the Bank with a more rapid and strategic response to disaster emergencies. The DMF focuses on risk identification, risk reduction, and risk sharing/transfer, the three major topics in this volume. The DMF also promotes strategic alliances with key private, government, multilateral and nongovernmental organisations to ensure the inclusion of disaster risk reduction as a central value of development. The most important of these partnerships is the ProVention Consortium, launched in February 2000, based on the premise that we must all take responsibility for making the new millennium a safer one.

Liquidity Risk Management in Banks

Liquidity Risk Management in Banks
Economic and Regulatory Issues

by Roberto Ruozi,Pierpaolo Ferrari

  • Publisher : Springer Science & Business Media
  • Release : 2012-09-21
  • Pages : 54
  • ISBN : 3642295800
  • Language : En, Es, Fr & De
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The recent turmoil on financial markets has made evident the importance of efficient liquidity risk management for the stability of banks. The measurement and management of liquidity risk must take into account economic factors such as the impact area, the timeframe of the analysis, the origin and the economic scenario in which the risk becomes manifest. Basel III, among other things, has introduced harmonized international minimum requirements and has developed global liquidity standards and supervisory monitoring procedures. The short book analyses the economic impact of the new regulation on profitability, on assets composition and business mix, on liabilities structure and replacement effects on banking and financial products.​

Commodity Risk Management and Finance

Commodity Risk Management and Finance
A Book

by Theophilos Priovolos,Ronald C. Duncan,World Bank

  • Publisher : Oxford University Press
  • Release : 1991
  • Pages : 173
  • ISBN : 9876543210XXX
  • Language : En, Es, Fr & De
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Commodity-linked finance has expanded rapidly in the 1980s, but it has mainly been confined to entities in industrial countries. Creditworthiness questions, reinforced by debt overhang, handicap the developing countries in their access to this type of financing. To achieve better risk management in the commodity-dependent developing countries, the authors argue that commodity-linked financial measures have important advantages in the external financing of developing countries as compared to the traditional alternatives of foreign-currency-denominated, general obligation borrowing or direct foreign investment. The authors argue that commodity-linked financing allows developing countries that are overexposed to particular risks, relative to those in the world economy, to shift these risks to world capital markets on an ex ante basis. The study concludes by offering a number of strategic solutions involving the World Bank as an integral participant in both monitoring debt reduction and enacting a technical advice program to assist developing countries manage their financial risk.

Microfinance in Developing Countries

Microfinance in Developing Countries
Issues, Policies and Performance Evaluation

by Jean-Pierre Gueyie,Ronny Manos,Jacob Yaron

  • Publisher : Palgrave Macmillan
  • Release : 2013-01-17
  • Pages : 244
  • ISBN : 0230348467
  • Language : En, Es, Fr & De
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Microfinance in developing countries: Issues, policies and performance evaluation is a collection of studies by leading researchers in the field of microfinance. It discusses key issues that the rapidly growing microfinance industry currently faces. It offers interesting views and innovative analysis of topical matters concerning impact, performance, challenges and innovations in the microfinance realm. Issues relating to impact include measurement problems; the debate of multiple versus single assessment criteria; and the question of whether microfinance institutions are effective in delivering the microfinance promise. Issues relating to performance include the ongoing debate over the balance between social and financial performance; performance measures; and the controversy over mission drift. Issues relating to the challenges faced by the microfinance industry include the problem of over-indebtedness; improving agricultural microfinance; and assessing the role of local culture in the design of an effective microfinance sector. Lastly, topical issues relating to innovations include assessment of technological and financial innovations and the application thereof as well as the continued expansion of microfinance beyond microcredit in developing countries. Together these issues provide an overview of microfinance as it stands today and point to the direction in which it is heading.

Management of Foreign Exchange Risk

Management of Foreign Exchange Risk
Evidence from Developing Economies

by Y. C. Lum,Sardar M. N. Islam

  • Publisher : Routledge
  • Release : 2020-09
  • Pages : 268
  • ISBN : 9780367816599
  • Language : En, Es, Fr & De
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"This book provides a technical and specialized discussion of contemporary and emerging issues in FOREX and financial markets by addressing the issues of risk management and theory and hypothesis development, which have general implications for finance theory and FOREX market management. It offers an in-depth, comprehensive analysis of the issues concerning the volatility of exchange rates. The book has three main objectives. First, it applies the integrated study of exchange rate volatility in terms of depth and breadth. Secondly, it also applies the integrated study to exchange rate volatility in Malaysia, as a case study of a developing country. Malaysia had imposed capital control measures in the past and has now liberalised its exchange rate market and will continue to liberalise it further in the long run. Hence, the need to understand exchange rate volatility measurement and management will be even more important in the future. Third, the book highlights new conditional volatility models for a developing country, such as Malaysia, and develops advanced econometric models which, have produced results for sound risk management strategies and for achieving risk management in the financial market and the economy. Additionally, the authors recommend risk management themes which may be of relevance to other developing countries. This work can be used as a reference book by fund managers, financial market analysts, researchers, academics, practitioners, policy makers, and postgraduate students in the areas of finance, accounting, business and financial economics. It can also be a supplementary text for Ph.D. and Masters' students in these areas"--

Managing Commodity Price Risk in Developing Countries

Managing Commodity Price Risk in Developing Countries
A Book

by Stijn Claessens,Ronald C. Duncan,Both at the International Economics Department Ronald C Duncan,World Bank

  • Publisher : Johns Hopkins University Press
  • Release : 1993
  • Pages : 466
  • ISBN : 9876543210XXX
  • Language : En, Es, Fr & De
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Primary commodities represent more than one-half of the export earnings of many developing countries. The large fluctuations that can occur in the prices of such commodities are therefore a main economic difficulty for these countries. New financial techniques can lower the risk caused by these price changes over longer periods and allow financial obligations to be linked to commodity prices. But few developing countries have used these techniques. This book shows policymakers in developing countries how to use the full range of new and established financial techniques. Through case studies, it provides detailed information about the techniques, analyzes the institutional constraints on them, and illustrates the kinds of technical assistance needed to make good use of them. It also describes the instruments, the markets, and the current regulatory framework. For the past several years, the World Bank has assisted developing countries in managing commodity price risk. The book draws extensively on the lessons learned from this assistance to demonstrate that developing countries can benefit significantly from using financial techniques to manage their risk.

Beyond Lending

Beyond Lending
How Multilateral Banks Can Help Developing Countries Manage Volatility

by Guillermo Perry

  • Publisher : CGD Books
  • Release : 2009
  • Pages : 98
  • ISBN : 1933286326
  • Language : En, Es, Fr & De
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When he began this book in early 2008, Guillermo Perry argued that developing countries remained highly vulnerable to external risks such as commodity price declines, capital flow reversals, and natural disasters. The economic crisis that has since ensued confirmed Perry's analysis. It has also made his proposal more important than ever: multilateral development banks (MDBs) should move beyond lending to provide innovative risk-management tools for developing countries to manage volatility. The risk that MDBs will fall into complacency as the short-term demand for traditional loans increases during the crisis should not deter innovations to ensure long-term stability. Contents 1. Causes and Consequences of High Volatility in Developing Countries 2. The Role of Financial Insurance and Hedging 3. Dealing with Liquidity Shocks and the Procyclicality of Private Capital Flows 4. Dealing with Currency Risks 5. Dealing with Commodity Price, Terms of Trade, and Output Risks 6. Dealing with Natural Disaster Risks 7. Why Multilateral Development Bank Practices Are So Far from Their Potential 8. An Agenda Going Forward

Taking Stock of Risk Management Techniques for Sovereigns

Taking Stock of Risk Management Techniques for Sovereigns
A Book

by Stijn Claessens

  • Publisher : World Bank Publications
  • Release : 2005
  • Pages : 35
  • ISBN : 9876543210XXX
  • Language : En, Es, Fr & De
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This paper reviews the current state of affairs and thinking on external risk management for developing countries. It tries to identify the reasons behind the limited risk management by sovereigns. Perverse incentives arising from a too generous international safety net, limited access to international financial markets by developing countries arising from low creditworthiness, a limited supply of financial risk management tools suited to developing countries, and a poor supply of skills have inhibited risk management. Another constraint has been the limited attention given to the strategic objectives for risk management. Going forward, the paper identifies actions by international financial markets, countries and international financial institutions that can help improve risk management.

Analyzing and Managing Risks in Bank Lending

Analyzing and Managing Risks in Bank Lending
A Book

by Anonim

  • Publisher : Unknown Publisher
  • Release : 2021
  • Pages : 329
  • ISBN : 9781542901499
  • Language : En, Es, Fr & De
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How Firms in Developing Countries Manage Risk

How Firms in Developing Countries Manage Risk
A Book

by Jack D. Glen

  • Publisher : World Bank Publications
  • Release : 1993
  • Pages : 32
  • ISBN : 9876543210XXX
  • Language : En, Es, Fr & De
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This discussion paper explains what financial risks face firms in developing countries and how managers deal with them. The volatility of financial markets in recent years has led to a number of new instruments for managing risks. This paper analyzes them

Urban Public Finance in Developing Countries

Urban Public Finance in Developing Countries
A Book

by Roy W. Bahl,Johannes F. Linn

  • Publisher : Oxford University Press, USA
  • Release : 1998
  • Pages : 552
  • ISBN : 9780195211221
  • Language : En, Es, Fr & De
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Now available in paperback, his encyclopedic volume quantifies and describes the detail of local fiscal practices in developing countries and the most common data problems that arise in cross-national analysis. Proven to be an important resource for the study of urban finance, it remains one of the most comprehensive reviews of municipal financing in developing countries to date.

Catastrophe Risk Financing in Developing Countries

Catastrophe Risk Financing in Developing Countries
Principles for Public Intervention

by J. David Cummins,Olivier Mahul

  • Publisher : World Bank Publications
  • Release : 2009
  • Pages : 268
  • ISBN : 0821377361
  • Language : En, Es, Fr & De
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'Catastrophe Risk Financing in Developing Countries' provides a detailed analysis of the imperfections and inefficiencies that impede the emergence of competitive catastrophe risk markets in developing countries. The book demonstrates how donors and international financial institutions can assist governments in middle- and low-income countries in promoting effective and affordable catastrophe risk financing solutions. The authors present guiding principles on how and when governments, with assistance from donors and international financial institutions, should intervene in catastrophe insurance markets. They also identify key activities to be undertaken by donors and institutions that would allow middle- and low-income countries to develop competitive and cost-effective catastrophe risk financing strategies at both the macro (government) and micro (household) levels. These principles and activities are expected to inform good practices and ensure desirable results in catastrophe insurance projects. 'Catastrophe Risk Financing in Developing Countries' offers valuable advice and guidelines to policy makers and insurance practitioners involved in the development of catastrophe insurance programs in developing countries.

The Journal of Lending & Credit Risk Management

The Journal of Lending & Credit Risk Management
A Book

by Anonim

  • Publisher : Unknown Publisher
  • Release : 1998
  • Pages : 329
  • ISBN : 9876543210XXX
  • Language : En, Es, Fr & De
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Macroeconomic Risk Management Against Natural Disasters

Macroeconomic Risk Management Against Natural Disasters
Analysis focussed on governments in developing countries

by Stefan Hochrainer

  • Publisher : Springer Science & Business Media
  • Release : 2007-12-14
  • Pages : 203
  • ISBN : 9783835094413
  • Language : En, Es, Fr & De
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Stefan Hochrainer develops a catastrophe risk management model. It illustrates which trade-offs and choices a country must make in managing economic risks due to natural disasters. Budgetary resources are allocated to pre-disaster risk management strategies to reduce the probability of financing gaps. The framework and model approach allows cross country comparisons as well as the assessment of financial vulnerability, macroeconomic risk, and risk management strategies. Three case studies demonstrate its flexibility and coherent approach.

Financial Risk Management in Banking

Financial Risk Management in Banking
Evidence from Asia Pacific

by Shahsuzan Zakaria,Sardar Islam

  • Publisher : Routledge
  • Release : 2019-09-04
  • Pages : 276
  • ISBN : 0429758642
  • Language : En, Es, Fr & De
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As risk-taking is an essential part of the banking industry, banks must practise efficient risk management to ensure survival in uncertain financial climates. Banking operations are specifically affected by fluctuations in interest rates which cause financial imbalance; thus banks are now required to put in place an effective management structure that incorporates risk management efficiency measures that help mitigate the wide range of risks they face. In this book, the authors have developed a new modelling approach to determine banks’ financial risk management by offering detailed insights into the integrated approach of dollar-offset ratio and Data Envelopment Analysis (DEA), based on derivatives usage. It further analyses the efficiency measurement under stochastic DEA approaches, namely (i) Bootstrap DEA (BDEA), (ii) Sensitivity Analysis and (iii) Chance-Constrained DEA (CCDEA). As demonstrated in the modelling exercise, this integrated approach can be applied to other cases that require risk management efficiency measurement strategies. Additionally, this is the first book to comprehensively review the derivative markets of both the developed and developing countries in the Asia-Pacific region, by examining the differences of risk management efficiency of the banking institutions in these countries. Based on this measurement approach, strategies are provided for banks to improve their strategic risk management practices, as well as to reduce the impacts from external risks, such as changes in interest rates and exchange rates. Furthermore, this book will help banks to keep abreast of recent developments in the field of efficiency studies in management accounting, specifically in relation to hedge accounting, used by banks in the Asia-Pacific region.

Climate Change and Insurance

Climate Change and Insurance
Disaster Risk Financing in Developing Countries

by Eugene N. Gurenko

  • Publisher : Earthscan
  • Release : 2014-05-14
  • Pages : 97
  • ISBN : 1849775966
  • Language : En, Es, Fr & De
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Climate change brings about a new set of major economic risks arising from changing weather patterns, extreme weather events and rising sea levels. Most at risk are developing countries who, despite considerable post-disaster donor aid, have been bearing the major brunt of disaster-related losses. One adaptation solution that is rapidly gaining the support of countries and international donors is a risk transfer to the global reinsurance and capital markets.This volume, a special issue of the journal Climate Policy, explores the role that insurance-based mechanisms can play in helping developing countries prepare for climate change. It offers a unique and comprehensive perspective on the potential role of insurance solutions in global adaptation to climate change and attempts to engender debate on the role of insurance in reducing global emissions and encouraging climate-friendly corporate behaviour.

Banking Crises in Emerging Economies

Banking Crises in Emerging Economies
Origins and Policy Options

by Morris Goldstein,Philip Turner

  • Publisher : Unknown Publisher
  • Release : 1996
  • Pages : 72
  • ISBN : 9876543210XXX
  • Language : En, Es, Fr & De
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Commodity Prices and Development

Commodity Prices and Development
A Book

by Roman Grynberg,Samantha Newton

  • Publisher : Oxford University Press
  • Release : 2007-11
  • Pages : 351
  • ISBN : 9876543210XXX
  • Language : En, Es, Fr & De
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Presenting a complete analysis of the issues surrounding commodity prices and development, this study provides a number of recommendations and policy prescriptions to address the unique set of development issues faced by countries reliant on only a handful of commodities for export earnings.--Résumé de l'éditeur.