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How to Make Your Money Last

How to Make Your Money Last
The Indispensable Retirement Guide

by Jane Bryant Quinn

  • Publisher : Simon and Schuster
  • Release : 2017-01-10
  • Pages : 384
  • ISBN : 1476743770
  • Language : En, Es, Fr & De
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"With How to Make Your Money Last, you will learn how to turn your retirement savings into a steady paycheck that will last for life. Today, people worry that they're going to run out of money in their older age. That won't happen if you use a few tricks for squeezing higher payments from your assets--from your Social Security account (find the hidden values there), pension (monthly income or lump sum?), home equity (sell and invest the proceeds or take a reverse mortgage?), savings (should you buy a lifetime annuity?), and retirement accounts (how to invest and--critically--how much to withdraw from your savings each year?). The right moves will not only raise the amount you have to spend, they'll stretch out your money over many more years. You will also learn to look at your savings and investments in a new way. If you stick with super-safe choices the money might not last. You need safe money to help pay the bills in your early retirement years. But to ensure that you'll still have spending money 10 and 20 years from now, you have to invest for growth, today. Quinn shows you how. At a time when people are living longer, yet retiring with a smaller pot of savings than they'd hoped for, this book will become the essential guide"--

The Ultimate Retirement Guide for 50+

The Ultimate Retirement Guide for 50+
Winning Strategies to Make Your Money Last a Lifetime

by Suze Orman

  • Publisher : Hay House
  • Release : 2020
  • Pages : 320
  • ISBN : 140195992X
  • Language : En, Es, Fr & De
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Want to enjoy the most of your retirement? Everything you need to know to enjoy life in your golden years is right in this book. Suze Orman, New York Times bestseller and America's go-to money expert, gives the straight talk on how to make money, invest safely, out-of-the-box ideas to grow your money, how to lower your living costs, Roth IRAs, 401(ks)s, and insurance - and much more.

Winning At Retirement

Winning At Retirement
Winning Strategies To Make Your Money Last A Lifetime: Financial Independence Book

by Nakesha Curls

  • Publisher : Unknown Publisher
  • Release : 2021-03-28
  • Pages : 34
  • ISBN : 9876543210XXX
  • Language : En, Es, Fr & De
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A roadmap to happiness in retirement. This book is a comprehensive and uniquely modern guide to looking after your heath, managing your money, and seeking a greater purpose. If you are worried about retirement, maybe you shouldn't be. About half of American retirees describe their post-work years as the best time of their life. Here you have a step-by-step guide to ending up in that happy half. Winning is a practical, inspirational, and entertaining look at the process of seeking happiness in what should be your most enjoyable years. In this Meaningful Retirement Book, you will discover: - What is Extreme Early Retirement? - 5 Reasons You Should Consider Extreme Early Retirement - What Type of Person Should Adopt Extreme Early Retirement - 7 Things You Must Remember Before Deciding to Plan for Extreme Early Retirement - How to Determine How Much Money You Need for Extreme Early Retirement - How to Calculate and Optimize Your IRA and 401K Plan - Costs You Must Keep in Mind for Extreme Early Retirement - How to Cut Down Spending: 5 Strategies - How to Increase Your Savings Rate by 30%-50% - How to Generate Passive Income Sources - A Crash Course to Investing Through Indexing - How to Become More of a Minimalist in 30 Days - You Have Achieved Extreme Early Retirement, Now What? - 9 Ways to Keep Busy in Retirement - Conclusion Step inside, you will not be disappointed. Click "buy now" above to start planning your great future.

76 Tips For Investing in an Uncertain Economy For Canadians For Dummies

76 Tips For Investing in an Uncertain Economy For Canadians For Dummies
A Book

by Sheryl Garrett,Garrett Planning Network,Camilla Cornell

  • Publisher : John Wiley & Sons
  • Release : 2010-05-11
  • Pages : 384
  • ISBN : 0470677325
  • Language : En, Es, Fr & De
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This concise, practical guide gives you the strategies you need to confidently protect and strengthen your financial holdings during troubled economic times. Through 76 smart tips, you’ll discover how to reduce your investment risk, safely accumulate wealth, and determine how much you’ll need for retirement, and how to get there. With tips for everything from improving your credit score to investing through a Tax-Free Savings Account to preparing for financial emergencies, you’ll be on the right track toward a safe and sound financial future, no matter what the economic climate. “[76 Tips For Investing in an Uncertain Economy For Canadians For Dummies] will be an arms-length away at my desk at the National Post, for handy reference.” John Chevreau, The National Post

How to Make Your Money Last as Long as You Do

How to Make Your Money Last as Long as You Do
A Book

by Margaret Lomas

  • Publisher : Wrightbooks
  • Release : 2003-12-01
  • Pages : 216
  • ISBN : 9780731400119
  • Language : En, Es, Fr & De
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First published in Australia, this fascinating approach to money management and wealth creation is now fully revised for the New Zealand market. How to Make Your Money Last as Long as You Do debunks the myth of negative gearing and replaces it with a fresh, new approach to investing which carries with it the security of property, without the traditional losses experienced by so many property investors. It's about positive cash flow property and learning how to seek out properties which generate an income from day one. And there is very much more in this invaluable financial guide including: A step-by-step guide to eliminating your debt Why you should refuse to buy negatively geared property Investment strategies which put after-tax dollars in your pocket Creating an income for life -- even after you retire Tax-effective investment structures Identifying investments which you can start now Planning for a financially independent retirement on the income you have today! Additionally, the free software program available to readers will help investors decide whether positive cash flow property is right for them. It also provides an abundance of other useful financial calculators.

Slash Your Retirement Risk

Slash Your Retirement Risk
How to Make Your Money Last with a Simple, Safe, and Secure Investment Plan

by Chris Cook

  • Publisher : Red Wheel/Weiser
  • Release : 2017-09-18
  • Pages : 224
  • ISBN : 1632659158
  • Language : En, Es, Fr & De
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When it comes to retirement investing, too much emphasis today is on investment returns, which often come at the expense of income dependability and peace of mind. Slash Your Retirement Risk redefines how to invest for retirement to maximize your reliable income and stabilize your financial future. Rather than the typical approach to portfolio management—focusing on returns and ignoring dramatic market downswings that can decimate portfolios—author Chris Cook shows investors how to create income reliability without sacrificing reasonable growth. Instead of chasing uncertain returns, Slash Your Retirement Risk's strategy will help ensure your retirement portfolio will capitalize on opportunities for growth while weathering the inevitable economic ups and downs. You will achieve reliable returns and suffer fewer sleepless nights worrying about whether your money will last as long as you do. Slash Your Retirement Risk is your step-by-step guide to create a retirement portfolio that will provide true financial peace of mind, one that features: The broad diversification essential in today's globally interconnected marketplace. A built-in ability to capitalize on market upswings to generate growth. Automatic protections against inevitable market downswings. An investing strategy that minimizes fees and costs to maximize portfolio gains.

How to Make Your Money Last - Completely Updated for Planning Today

How to Make Your Money Last - Completely Updated for Planning Today
The Indispensable Retirement Guide

by Jane Bryant Quinn

  • Publisher : Simon & Schuster
  • Release : 2020-01-07
  • Pages : 432
  • ISBN : 1982115831
  • Language : En, Es, Fr & De
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NOW COMPLETELY UPDATED to reflect the changes in tax legislation, health insurance, and the new investment realities. In this “highly valuable resource” (Publishers Weekly, starred review) Quinn “provides simple, straightforward” (The New York Times) solutions to the universal retirement dilemma—how to make your limited savings last for life—covering mortgages, social security, income investing, annuities, and more! Will you run out of money in your older age? That’s the biggest worry for people newly retired or planning to retire. Fortunately, you don’t have to plan in the dark. Jane Bryant Quinn tells you how to squeeze a higher income from all your assets—including your social security account (get every dollar you’re entitled to), a pension (discover whether a lump sum or a lifetime monthly income will pay you more), your home equity (sell, rent, or take a reverse mortgage?), savings (how to use them safely to raise your monthly income), retirement accounts (invest the money for growth in ways that let you sleep at night), and—critically—how much of your savings you can afford to spend every year without running out. There are easy ways to figure all this out. Who knew? Quinn also shows you how to evaluate your real risks. If you stick with super-safe investment choices, your money might not last and your lifestyle might erode. The same might be true if you rely on traditional income investments. Quinn rethinks the meaning of “income investing,” by combining reliable cash flow during the early years of your retirement with low-risk growth investments, to provide extra money for your later years. Odds are, you’ll live longer than you might imagine, meaning that your savings will stretch for many more years than you might have planned for. With the help of this book, you can turn those retirement funds into a “homemade” paycheck that will last for life.

How to Make Your Money Last as Long as You Do

How to Make Your Money Last as Long as You Do
A Book

by Margaret Lomas

  • Publisher : John Wiley & Sons
  • Release : 2012-01-04
  • Pages : 184
  • ISBN : 1118303857
  • Language : En, Es, Fr & De
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The Keys to Retirement

The Keys to Retirement
A Definitive Strategy to Make Your Money Last As Long As Do

by Rick Maraj

  • Publisher : Unknown Publisher
  • Release : 2021-06-13
  • Pages : 141
  • ISBN : 9876543210XXX
  • Language : En, Es, Fr & De
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For the last 10-15 years the shift in Retirement planning has moved from the size of ones "nest-egg" to the need for generating consistent and predictable income in retirement. It's not about how much money you have at Retirement, but how much income you can generate. In 2008 trillions of dollars in retirement accounts were lost, which forced Retirees to think differently. Today, the necessity for safety and principal protection far outweigh the need for growth. In this book, you will discover the unique strategies and tactics the wealthy use, to not only protect their assets, but grow their money as well as generate predictable income for life! Retirees today, are looking for alternative strategies and investments to generate predictable income without subjecting their assets to risk and volatility. As a Financial Planner and Retirement Income Specialist for the last 25 years, experiences near and dear to me have taken me on a journey to provide accurate and reliable information and more importantly, resources to those wanting to live a long and stress-free retirement. This book was written for the retiree wanting "peace-of-mind" and the financial security that goes along with predictable consistent income for life. The "insider" secrets revealed inside this book has drastically changed how retirees manage their money.

Massey on Money

Massey on Money
How to Plan, Protect and Make Your Money Last for Life

by Jeffrey H. Massey

  • Publisher : Unknown Publisher
  • Release : 2018
  • Pages : 181
  • ISBN : 9781619617599
  • Language : En, Es, Fr & De
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You're over fifty and transitioning into retirement. You have a moderate amount of capital but not a lot of investing experience. So how do you build a solid postcareer income that you won't outlive? Just ask Jeff Massey!As the host of the popular radio program Massey on Money, Jeff offers his invaluable insight and perspective on wealth management matters. Now he provides an essential road map to help you on the journey to a successful retirement, with easy-to-understand strategies to help you: Discover your best investment options, Maximize your Social Security benefits and minimize your tax burden, Choose a financial advisor with your best interests at heart, Prepare for inflation and address it, Safeguard your estate for your loved ones, And more.

The Smart Retirement Book for 50+ [9 in 1]

The Smart Retirement Book for 50+ [9 in 1]
Winning Strategies to Make Your Money Last a Lifetime

by David Lazarus

  • Publisher : Rocket Your Income
  • Release : 2021-03-28
  • Pages : 920
  • ISBN : 9781802249057
  • Language : En, Es, Fr & De
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"55% OFF for Bookstores! Discounted Retail Price NOW!!" There's no need to reinvent the wheel! Are your customers looking for achieving financial freedom without investing thousands of dollars in courses and tests? Do you want to make sure that by buying one book they will come back and buy again and again? Then, you need this book in your library and your customers will never stop using it and giving it away! ? - WHY THIS BOOK CAN HELP YOUR CUSTOMERS This brand-new bundle is a book written for entrepreneurs by entrepreneurs. Forget the flashing banners, false promises of overnight success, and the phony internet gurus - this is business insight straight from the source. Laying it all on the line, each line of this smart guide has come together for one singular purpose: to bring your customer the undiluted truth of what it takes to make the 6-figure online business dream a reality. Your Client Will Find:  How to remove subconscious negative beliefs about money  How to create a 6-figure online business following a bullet-proof method that can count more than 2.347 case studies in the US  How to create a budget, minimize risks and start with less than 97$ from home  Tips and tricks to discover the most profitable trends of 2021  The best online tools available gratis online and how to use them stress-free  How to stand out among so much competition  How to achieve financial freedom Are you ready to leave a permanent imprint on the lives of your customers and their family? Click the "BUY NOW" Button, Buy THOUSANDS of Copies and Let Your Customers Rob Your Library!!

Make Your Money Last Forever

Make Your Money Last Forever
How to Maximize Your Potential for Creating Eternal Wealth

by Julaine Smith

  • Publisher : Unknown Publisher
  • Release : 2008-01
  • Pages : 129
  • ISBN : 9780977948000
  • Language : En, Es, Fr & De
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Set for Life

Set for Life
Financial Peace for People Over 50

by Bambi Holzer

  • Publisher : Wiley
  • Release : 1999-12-28
  • Pages : 256
  • ISBN : 9780471321149
  • Language : En, Es, Fr & De
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"When can I afford to retire?" "Will my money last long enough?" "How can I enjoy my retirement to the fullest?" Not long ago, retirement was simple. You'd spend thirty or fortyyears at the same company, get your gold watch, and collect yourpension and savings bank giveaways for the duration of your yearsleft on earth. No longer. The classic notion of retirement has beenreplaced with a newer, healthier concept that reflects the longerlifespans, more active lifestyles, and exciting "creative aging"options that seniors enjoy today. Along with these new choices comenew responsibilities, as people in their fifties join the "sandwichgeneration" who must simultaneously care for their children, theirparents, and themselves. So how can you ensure that your retirement is as comfortable aspossible? How can you make sure your money will last at least aslong as you do? How can you, in short, be set for life? In Set for Life, financial expert Bambi Holzer provides theanswers. This practical, thoughtful book-the only guidespecifically for individuals age fifty-plus-shows you how to assessyour needs, manage your investments, cope with taxes and insurance,stay ahead of inflation, prepare your estate, and develop realisticfinancial goals, no matter what your situation or how financiallysavvy you are. In plain, simple language, Set for Life walks you through thevarious parts of your financial life and explains how to pull themtogether to build a clear, achievable plan for a satisfying future.As you read through the book, you will: * Examine where you stand today-how much you have, how much youknow, and how prepared you are * Explore how and where you want to live-second careers, volunteerjobs, travel, and the kind of home setting you'd prefer * Figure out how much it will cost you to live-understandinflation, add up your future expenses, and create a spending plan * Learn how to fill your retirement bucket-discover your beststrategies for saving and investing, how to get the most out ofSocial Security and your IRA, and how to tap the equity in yourhome * Arrange your affairs-how to integrate family and finances,alternative living arrangements to consider when living at homeisn't working anymore, and how to cope with change Set for Life is more than simply a financial planning guide-becauselife after fifty is no longer simple. Written by a woman who helpspeople like you every day, this book is as full of encouragementand insight as useful information. It will help you clarify yourown vision of your retirement and bring it to fruition. Most ofall, it will give you confidence that you can take control of yourfinancial life, and secure the future you hope for.

FINANCIAL PLANNING FOR THE FAST CHANGING WORLD

FINANCIAL PLANNING FOR THE FAST CHANGING WORLD
How To Make Your Money And Yourself Grow At The Same Time Rate Than You Ever Dreamed Possible

by Christopher G. Cervantes, RFP, CIS

  • Publisher : Partridge Publishing Singapore
  • Release : 2014-03-24
  • Pages : 248
  • ISBN : 1482890917
  • Language : En, Es, Fr & De
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Learning about money matters has never been as inspiring as how Christopher Cervantes discusses it in this book, “Financial Planning for the Fast Changing World.” It will change the way we think about money management: that the most important question to ask ourselves is “WHY make money?” not “HOW MUCH money should I have?” This book is fully loaded with information and inspiration critical to every stage of your financial endeavor. This book will teach you various steps in building your financial independence that will equip you for a world wherein only sure thing is CHANGE. This book will not only lead you on the road to WEALTH, but it will also enrich you as a person. It will inspire you on “How to Make Your Money and Yourself Grow at the Same Rate than You Ever Dreamed Possible.” It will help you realize your higher purpose in creating WEALTH and be comfortable being financially wealthy. Whether you are an OFW, working locally, a beginner or veteran investor in the market place, a young professional or preparing for comfort for your retirement years, Financial Planning for the Fast Changing World has something that can help you along the way. A book that you should not miss and can also be an essential addition to your personal growth library.

Design Your Retirement Lifestyle

Design Your Retirement Lifestyle
How to Make Your Money Last As You Age in Place

by Nancy Tossell

  • Publisher : Unknown Publisher
  • Release : 2018-12-15
  • Pages : 96
  • ISBN : 9781732957800
  • Language : En, Es, Fr & De
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Hard cover copy published locally

Activate Your Money

Activate Your Money
Invest to Grow Your Wealth and Build a Better World

by Janine Firpo

  • Publisher : John Wiley & Sons
  • Release : 2021-05-11
  • Pages : 320
  • ISBN : 1119777089
  • Language : En, Es, Fr & De
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Educate yourself about finance and socially conscious investing with a woman-centered approach Activate Your Money provides the foundational support women need to talk to each other about their money, invest to grow their wealth, and to take the actions required to shift their assets into alignment with their values. Written for smart, savvy women who want to feel financially empowered, Activate Your Money starts where other personal finance books leave off. It delivers the depth of information you need to make informed investment decisions across your entire portfolio. Starting with checking and savings accounts and proceeding asset class by asset class, this book provides you with core investment knowledge, as well as concrete examples about how and where you can invest your money in alignment with your values. You don't have to do it alone. As women, our strength is in relationships, and this book will help you use that strength to attain better financial outcomes for yourself and your family. Activate Your Money will help you find communities of support and position you to share your knowledge with other women and enable the next generation of smart, confident values-aligned investors. Activate Your Money also includes a companion website that contains downloadable tools you can use to take action and a curriculum that guides women through the process of starting and running their own values-aligned investment clubs. Step up your relationship with money and recognize the power you have to change the world through your investment decisions Demystify financial lingo, learn investment strategies, and acquire tools to help you grow your wealth Explore values-aligned investment options, asset class by asset class, and make informed decisions about where to put your money Break the taboo on discussing money with partners, advisors, friends, and daughters Unlike any other investing book out there, Activate Your Money offers expert guidance, a uniquely woman-centered approach, and a focus on doing good while doing well. Whether you are just starting out or are already a seasoned investor, this book has something for you. Use it as a reference that you can return to again and again as you build your knowledge, confidence, and values-aligned portfolio.

Retire Secure!

Retire Secure!
Pay Taxes Later -- The Key to Making Your Money Last as Long as You Do

by James Lange

  • Publisher : Wiley
  • Release : 2006-08-04
  • Pages : 320
  • ISBN : 9780470043547
  • Language : En, Es, Fr & De
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Retire Secure! tackles the number one fear facing most IRA and retirement plan owners: running out of money too soon. Lange, a nationally recognized IRA expert, offers specific and practical strategies to successfully navigate the three stages of retirement planning: accumulation, distribution, and estate planning. Retire Secure! explains the tax advantages and long term wealth building strategies of selectively and strategically putting money into IRAs, Roth IRAs, 401(k)s, Roth 401(k)s and the myriad other retirement plan options available to individuals working in the corporate world, the non-profit sector, as well as individual proprietors. The book proves that putting money into tax advantaged retirement plans beats “traditional saving” in the after-tax environment. The book sheds new light on best practices for spending your IRA and retirement plan dollars and your traditional savings. Many readers will be surprised to discover that the order in which assets are spent is not a trivial consideration—it can make or break the bank. It also outlines Lange’s exceptional estate plan–a plan that has been featured in the Wall Street Journal and many other fine financial journals. The book offers financial planning strategies and tactics in plain English that everyone can understand—and using humor and interesting characters in real life situations the book escapes the dreaded dry financial tome tone. For example, Chapter 1 offers a great mini case study that charts the financial destiny of Mr. Pay Taxes Later and Mr. Pay Taxes Now. Both start saving when they are age 30, but when Mr. Pay Taxes Now reaches age 90, he is broke, while Mr. Pay Taxes Later has $1,946,949 left. Chapter 8 is devoted to a complete case study of “Eddie’s and Emily’s” entire retirement decision making process. The book is endorsed by more than 31 leading financial experts including Charles Schwab, and Roger G. Ibbotson, Yale Professor and perhaps the world’s foremost authority on asset allocation. As a bonus, readers who purchase this book can receive a free information-packed CD. "Retire Secure! is your playbook for winning the retirement game and beyond. It shows you how to capitalize on little known provisions of the tax law that will make your retirement savings last several lifetimes, leveraging your hard earned money into a family legacy. Best of all, you can rely on the advice here since it is written by one of the nation's leading retirement tax planning authorities.” Ed Slott, Author Parlay Your IRA into a Family Fortune and The Retirement Savings Time Bomb…and How to Defuse It James Lange (Pittsburgh, PA) , an attorney and CPA, is a nationally known IRA, 401(k), and retirement plan distribution expert with over 27 years of experience. His recommendations have appeared 23 times in theWall Street Journal as well as the New York Times, Newsweek, Kiplinger’s, and many other prestigious financial publications.

Rich Or Poor Its Your Choice

Rich Or Poor Its Your Choice
A Book

by Ben Lane

  • Publisher : Createspace Independent Publishing Platform
  • Release : 2017-03-23
  • Pages : 242
  • ISBN : 9781544862262
  • Language : En, Es, Fr & De
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Most people hope to have a good work life topped off by a reasonable retirement. Shocking as it may be, the latest data shows most people reach retirement only to find that they have little or no money to live on. It's even more shocking to see the drastic changes that causes in those peoples life styles. To get an idea, visit some nursing homes. Not those you have to pay for. Visit the ones that take care of the people who have little or no money. No one wants to end up like that, so why is this happening? Basically, we work and earn a paycheck for two-thirds of our adult lives. Then we retire and live the last third on the funds we built during our working years. In other words, how you live those final 20, 30, 40, or more years depends on how well you prepared your finances to support you. It's your choice. Some want to arrange their finances such that their life styles can remain essentially unchanged as they pass from working to retired. We refer to these as rich. If you want to be part of this group, this book is for you. One's financial life can be thought of as consisting of three phases. I call them Getting Started, Taking Control, and Preparing for and Living in Retirement. This book reflects those three phases and is focused on helping people develop and arrange their finances in each phase so that they are able to retire with the same standard of living they had before the paychecks stopped. Phase 1, Getting Started, refers to the period in one's life where he or she obtains the education and skills to pursue the work life that one has chosen. In general, it extends from the later grades in high school through the early working years up to the point where one begins to have funds to invest. This is the time period when one generally realizes that companies don't hire people, they hire skills. Some even realize that it is not just having the skills, but having done something notable with the skills that really make a difference in management's mind. Phase 2, Taking Control, covers the period from the time one begins to get serious about establishing a retirement fund until retirement begins to come over the horizon. This is also often the time when one begins to realize that one cannot work himself or herself rich. One must invest to generate sufficient funds to have an enjoyable retirement. Phase 3, Planning for and Living in Retirement, covers the time from when retirement starts coming over the horizon through the retirement years, Areas covered include Social Security, Medicare, withdrawing funds from your retirement plan, taxes and the illusion of wealth, and strategies to make your money last a lifetime. It also includes some planning techniques that might provide opportunities to reduce taxes as one is about to enter retirement. As you begin to take control of your financial future, the author encourages you to identify your target, the sum you will need at retirement to maintain your lifestyle, and to track your progress. The book provides means to do both. Websites with the latest data are identified and tables are provided to help you identify your target. Charts are provided and their use described to help you track your progress. If you have an interest in your financial future, and from the above you can see that you should, then this book can help you get started and guide you along the way. As the book says, to be Rich or Poor, It's Your Choice.

Your Money Milestones

Your Money Milestones
A Guide to Making the 9 Most Important Financial Decisions of Your Life

by Moshe A. Milevsky Ph.D.

  • Publisher : FT Press
  • Release : 2009-11-30
  • Pages : 224
  • ISBN : 0137067720
  • Language : En, Es, Fr & De
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A Whole New Way to Look at Your Money…and Make It Grow! “Here is a lively new guide that offers fresh and actionable ways to approach everyday financial problems. Whether you’re rich or just getting by, starting your career or winding down, you’ll benefit from the author’s insightful observations and suggestions—all delivered with warmth and wit.” —Evan Cooper, Deputy Editor, InvestmentNews “The author’s unique gift is to make complex ideas from the world of high finance simple to understand, and his new book gently coaches readers in how to think about their personal finances. Best of all, readers can use Milevsky’s financial calculators online to test these ideas, so they can make choices with confidence. Investing in this book might be the wisest financial decision you make this year.” —Gil Weinreich, Editor, Research Magazine “The author has accomplished the near impossible. He has made the complicated, confusing, and often contradictory world of personal financial planning easy to understand. More importantly, he’s made it easy to act on his ground-breaking advice and guidance and has made it easy for readers to address their most important financial decisions in a thoughtful, practical, and painless manner.” — Robert Powell, Editor, Retirement Weekly and Retirement Columnist, www.MarketWatch.com/retirement “What are the nine crucial financial decisions every person must make over the course of a lifetime? If you don’t know, read this book. The author’s nine choices revolve around his core concept of human capital and how it must be gradually converted to financial capital to achieve a successful retirement.” —Jonathan Chevreau, National Post Columnist and Author of Findependence Day “Your Money Milestones helps just about anyone see life’s most important money decisions in a fresh and completely rational light. If you want a smart, practical roadmap to a financially sound future, you need this book.” —Eric Schurenberg, Editor-in-Chief, BNET Your Money Milestones illustrates how four principles inspired by basic arithmetic can be applied to manage the most important financial decisions (money milestones) people face over their entire financial lifecycles. Addition: Identify the true value all of your financial resources. Subtraction: Budget for the hidden liabilities in your future. Division: Spend your total resources evenly over time. Multiplication: Prepare for many alternative and unexpected universes. This book offers a complete framework for thinking about money that’s every bit as provocative as Freakonomics. Drawing on the newest research into psychology and personal finance, Milevsky helps you identify the true value all of your resources; budget for hidden liabilities in your future; plan to spend your total resources smoothly over time; and prepare for unexpected events that could upend even the most careful planning. You’ll discover why children are short-term investment liabilities but may be long-term pension assets, why winning the lottery may increase your chances of going bankrupt, and why giving up control of your retirement nest egg might actually make you happier. The insights are fascinating and useful throughout your life whether you're deciding what to study, contemplating your first home purchase, deciding whether to keep contributing to your 401(k), or considering when and whether to retire.

Live it Up without Outliving Your Money!

Live it Up without Outliving Your Money!
10 Steps to a Perfect Retirement Portfolio

by Paul Merriman

  • Publisher : John Wiley & Sons
  • Release : 2005-05-06
  • Pages : 272
  • ISBN : 047173179X
  • Language : En, Es, Fr & De
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Live It Up without Outliving Your Money! "Paul Merriman's new book is a rich and meaty guide to achieving real retirement security. It's full of wise, easy-to-follow advice that will stand the test of time." --Knight Kiplinger, Editor in Chief, Kiplinger's Personal Finance Magazine and The Kiplinger Letter "Read, Live It Up! Not only does Paul Merriman know the secret to making your money work as hard as you do, he loves helping people achieve their goals and dreams." -Paul B. Farrell, author of The Millionaire Code, The Winning Portfolio and The Lazy Person's Guide to Investing An educational and motivational guide to retiring without running out of money No one understands this better than Paul Merriman. For four decades, Merriman has helped and watched people manage their money--both before and during retirement. Now, in Live It Up without Outliving Your Money!, Merriman distills what he has learned into a sound, time-tested approach to creating a portfolio that will fulfill your unique retirement needs. Based on Merriman's popular retirement workshops, Live It Up without Outliving Your Money! offers ten straightforward steps to creating and maintaining the perfect retirement portfolio. From determining how much you will need to live on after retirement to recognizing and controlling the expenses of investing, the easy-to-understand strategies outlined within these pages can help you regain confidence in your retirement plan. Stay current! visit www.wiley.com/go/paulmerriman